Pictured: At a recent Retirement Planning Seminar in Galway. Back row (l-r) Dan Healy, Killarney, Declan Cummins, Wilton, Noel Frawley, Moneypoint) and John Douglas, Sth Lotts Rd. Front row (l-r) Julia Healy, Margaret Cummins, Monica Frawley and Sandra Douglas.

Pictured:Also in Galway.Back row (l-r) Tom McGrath, Poolbeg, Eugene Masterson, Achill, Brendan Kirby, Clonmel and Gerry Lawler, Head Office. Front row (l-r) Frances McGrath, Mary Masterson, Maria McInerney, Rosbrien and Mary Lawler.

Pictured: Also in Galway. Back row (l-r) Eamon O’Flynn, Clanwilliam, Tom Murray, Osprey House, David Relihan, Fermoy and Donal P Moloney, Marina. Front row (l-r) Susan Murray, Mary Relihan and Lily Moloney.

Pictured: At a recent Retirement Planning Seminar in Kilkenny.Back row (l-r) Michael Brophy, Leopardstown, Pat Clifford, Bantry, Tony Byrne, Daniel Buckley, Clonmel and Matt Bane, Limerick. Front row (l-r) Kathleen Clifford, Mary Byrne, Leopardstown, Marian Bane and Tim Clancy, Limerick

Pictured:Also in Kilkenny. Back row (l-r) John Coughlan, Ardnacrusha, Tom Madden, Clonmel, Catherine McCann, Nth. Wall, Patrick Dermody, Waterford and Phonsie Meade, Limerick. Front row( l-r) Margaret Coughlan, Bridget Madden, Margaret Dermody and Bridie Meade.

Pictured: Also in Kilkenny.Back row (l-r) Peter O’Brien, Leopardstown, John O’Dwyer, Limerick, Pat Quirke, Clonmel, Donie Searls, Wilton and Henry Moore. Front row (l-r) Maureen O’Brien, Anne O’Dwyer, Carmel Quirke, Margo Searls and Jennifer Moore, Leopardstown