Pictured: At a Retirement Planning Seminar held in Killarney. Back row (l-r) Tony Higgins, Dublin, Teddy Corcoran, Cork, Patrick Byrne, Waterford, Jim Hynes, Athlone and Oliver Kelly, Athlone. Front row (l-r) Patricia Higgins, Eileen Dobbins, Betty Byrne, Nuala Hynes and Mary Kelly.

Pictured: Also in Killarney, back row (l-r) Benny Lynch, Ballina, Brendan Mellett, Claremorris, Tom O Brien, Athlone, Pat McManus, Sligo and Eamonn O’Brien, Sligo. Front row (l-r) Freddie Lynch, Sadie Mellett, Kay O’Brien, Mary McManus and Margaret O’Brien.

Pictured: Also at the seminar in Killarney. Back row (l-r) Joe O’Sullivan Bantry, Frank Sheehan, Portlaoise, James O’ Brien, Clonmel and Michael O’Dowd, Carrick on Shannon. Front row (l-r) Kathleen O’Sullivan, Nuala Sheehan, Helen O’Brien and Carmel O’Dowd.